I had a cervical disc replacement.They decided to unilaterally suspend my STD benefits so I was out of work for 3 weeks without getting paid.
I pay their company monthly in order to have short term disability benefits and they decided to render a medical opinion and not go by the doctor's recommendations to not work. The first check I received from them was 2 1/2 weeks late! They are holding peoples monies without having to pay penalties and interest and meanwhile they are accumulating interest on all this money that should have been timely mailed to the people that need it. I was broke, hungry and trying to survive as a single mother of 2 kids (no child support) while I was out of work recovering from major surgery.
I would never recommend this company to anyone.